Zappit Blackjack

Head to the FAQ page to learn about creating an account, lottery, casino, promotions, and more! A game that is beginning to make its way to online casinos is called Zappit Blackjack. This game has been available in live casinos for a little over a year. Now, it could be coming to your favorite online.


  • Zappit Blackjack is a twist on the classic casino game Blackjack.

  • This game is played with a 6-deck pack of cards which is reshuffled between each game. The Player can choose to play with up to three initial hands.

  • In Zappit Blackjack the player plays against the house to score the closest to 21 as possible without busting.

  • The game plays as normal Blackjack with the exception that if the player's initial 2 cards are a hard 15-18 they can choose to swap them for two new cards (Zappit).

  • If the player's hand does not bust and does not have blackjack and the house’s hand busts with a total of 22, the player's hand's bet pushes.


Base Game







When a bet is pushed it is returned to the player with no additional winnings.

How to Play

  • The player can choose to play up to three initial hands. A bet must be placed for each hand to be played.

  • Two cards will then be dealt to each hand and two to the house. The house’s cards will be dealt with one card face up and one card face down.

  • The total of any hand is the sum of the card values in the hand.

  • In clockwise order, the player must resolve each of their hands.

  • The player must repeatedly decide which available action to take until the hand is resolved.

  • The hand is resolved following a stand or double, or if the hand busts.

  • When all player hands have been resolved, the house will draw cards until it stands or busts.

  • A player's hand will win when it totals closer to 21 than the house’s hand (without going bust), or if the house’s hand busts with a total higher than 22 and the player hand does not bust.

  • Additionally, the player's hand will win if it has blackjack and house's hand does not.

  • If both the player’s hand and the house’s hand have blackjack, the hand draws.

  • If neither the player’s hand or the house’s hand have blackjack, and the player’s hand total is equal to the house’s hand total, the hand draws.

  • If the player's hand does not bust and does not have blackjack and the house’s hand busts with a total of 22, the player's hand's bet pushes.

Player Actions

There are 5 possible actions the player can take on their hands.

Hit - This deals an extra card to the hand.

Stand - This keeps the hand as it is.

Double - This doubles the player’s bet for that hand and deals one extra card to the hand. No further action will be allowed for the hand.

Split - The first and second card of the hand are split into two separate hands. A second card is dealt to both hands. A bet equal to the initial hand’s bet will be placed on the newly created hand.

Zappit - The cards in the hand are discarded, and replaced with 2 new cards.


  • A hand may only be split as the first action on the hand, and if the initial two cards are of the same rank.

  • Choosing to double will double the player’s bet in exchange for one extra card. The player must then stand once this card is received.

  • The player cannot select double for a hand after a hit has been made.

  • A hand may only be split once. It is not possible to split a hand that has already been split once.

  • If a hand of two Aces is split, no further action will be allowed for these hands.

  • A hand can be Zapped if the initial two cards have a hard total of 15-18.

  • A hand cannot be Zapped after any other actions have been taken on a hand.

  • The house must draw to 16. The house must hit on soft 17. The house must stand on a hard 17.

  • A hand with an ace valued as 11 is “soft”, otherwise it is “hard”.

  • A hand is considered bust when it exceeds a total hand value of 21.

  • When only two cards are used to create a hand with a value of exactly 21, this is considered ‘Blackjack’. This only occurs for the first two cards drawn for a hand, and does not apply to hands which have been split or zapped.

  • Hands with a value of 21 automatically stand.

  • No hand can contain more than 13 cards. Any hand containing 13 cards that has not bust, automatically stands.


  • After the initial deal, if the house’s face up card is an Ace, the player will be presented with an option to make an Insurance bet.

  • The Insurance bet is a bet that the house has a total of 21 exactly with two cards (blackjack).

  • The bet amount for the Insurance bet will always be half of the bet for the current hand.

  • The player will be presented with the option to make an insurance bet for each hand in play.

Card Values

In Zappit Blackjack, the card values are as follows:

  • A - can be counted as 1 or 11.

  • An Ace is counted as 11 if it does not cause the hand value to exceed 21. Each Ace is evaluated independently.

  • 2-10 - are counted as their respective number.

  • J, Q, K - are counted as 10.

  • Suits are irrelevant in Zappit Blackjack.


  • In accordance with fair gaming practices, the outcome of each and every game is completely independent.

  • The chance of getting a particular outcome is always the same at the start of every game.

  • The maximum initial bet per hand is €100.00.

  • Winnings from each hand are added together to form the total win when the pays are evaluated.

  • The expected RTP for the base game is 98.87%.

  • The expected RTP for the insurance side bet is 92.60%.

  • This reflects the theoretical return across many plays.

  • Malfunction voids all pays and plays.

  • The look and feel of the game and its individual components and displays are trade dress of Scientific Games Corp. and its Subsidiaries. TM and ©2019 Scientific Games Corp. and its Subsidiaries. All rights reserved.

Last modification date: 8/6/2019

For those of you out there who follow Blackjack variants, the name of Geoff Hall might ring somewhat familiar. Geoff Hall is an excellent and well-known Table Games inventor who works primarily with coming up with variations to the game of Blackjack. His most well-known game and those of you who are familiar with him have probably heard of, is Blackjack Switch, a game in which a player is dealt two hands and may swap a card from one hand to the other hand.

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While the game simply known as, ‘Switch,’ for short is Geoff hall’s claim to fame, he also managed to invent another unique and compelling Blackjack game invoking his trademark, ‘Push on a Dealer 22 Rule.’ Much as with Blackjack Switch, Geoff Hall made it his mission to create an interesting blackjack game with a unique rule set, unique playing options and coming up with novel ways for the casino to make up its house edge to offset the player-favorable aspects of the game.

With that in mind, let’s take a look at the Rules of Zappit Blackjack, which is available at both Bodog and Bovada casinos:

Zappit blackjack odds

The Rules:

As was already mentioned, the main rule that benefits the dealer is the, ‘Push on Dealer 22,’ mechanism by which any bets left standing push instead of win on a dealer bust totaling twenty-two. With exception to that rule, the game plays fairly similarly to the standard game of blackjack with minor customizations to the rules available to suit the needs and house edge desires of the operator.

The rule that most benefits the player is the fact that the player may, ‘Zap,’ any hand totaling from 15-17 (or 15-18 depending on the rules) and exchange it for two new cards. The difference between being able to, ‘Zap,’ a total of eighteen or not zap it is not that great, with respect to the house edge, because it is not a hand that a player would zap very often even if he/she were able to. The player would only, ‘Zap,’ a total of eighteen against a nine, ten or Ace, and if not allowed, the player would generally stand (but would split nines).

The player is not permitted to Zap a hand that the player received after zapping, nor may the player zap a hand after splitting.

With respect to the Bovada game, the following specific rules are used which result in a house edge of 1.15%:

  • Six decks.
  • Hand totals of 15-17 may be zapped.
  • Player may zap before dealer checks for Blackjack.
  • A Natural before zapping pays 3:2.
  • A natural after zapping wins immediately and pays even money.
  • The player may surrender. That would, of course, only ever apply after a player has zapped.
  • Player may double after splitting, but may not Zap a hand that started from a split hand.
  • Split aces each get one card and cannot be hit, zapped or resplit.
  • Dealer hits soft 17.

The ultimate result is a house edge of 1.15% with perfect strategy which, of course, would be worse than Bovada’s other Blackjack offerings.


While I greatly admire Geoff Hall and think that both this and Blackjack Switch are incredibly innovative and novel games, my overall opinion of this game is not positive due to the house edge being in excess of one percent, which is awful for a Blackjack variant. In fact, casinos powered by Playtech software often offer the superior Blackjack Switch, and while that game is much more difficult to play optimally, the house edge is an incredibly low 0.14%, which makes that game created by Geoff Hall Playtech’s best offering!

Granted, hand totals of fifteen and sixteen are universally reviled by players, and even seventeen, which is considered a somewhat tolerable hand, should always be zapped. However, the ability to exchange those hands for new ones is the game’s only hook and there is obviously no guarantee that the new hand is going to be much better. In my opinion, it is simply not worth eating so much extra house edge to get out of having to play an inferior hand every now and then. Granted, the ability to Zap such hands increases the win rate of the game, but playing the game long enough will decrease the money in your wallet faster than a standard blackjack game will, regardless of how skillfully you play Zappit.

Zappit Blackjack Review

Software Providers that have Zappit Blackjack

Zappit Blackjack
SoftwareBJ PaysSoft 17DoubleRe-Split AcesSurrenderHouse EdgeTotal Decks
Bodog3:2HitAny 2NoNo1.15%6

Zappit Blackjack

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