How To Make Money Playing Blackjack Online

On the surface, blackjack may look like a simple card game. That’s partially true, and accessibility is a big reason for blackjack’s widespread popularity. But beneath the baseline rules of the game, learning how to play blackjack is important. It is a nuanced and complex gaming experience that both welcomes beginners and challenges skilled players to continuously improve.

  1. How To Make Money Playing Blackjack Online Real Money
  2. Play Blackjack Online For Money

You can play blackjack online for free almost anywhere, for real money online in some jurisdictions, and at casinos and card rooms. No matter where you play, it’s incredibly helpful to have a firm grasp on how blackjack works.

How To Play Blackjack

Reasons to Play Real Money Blackjack Online. Here, we are going to cover a few of the most compelling reasons to play blackjack online. Easy to Get Started Playing for Real Money. Thanks to advancements in technology, it is easier than ever to play blackjack online for money. Pick the Right Casino. Players often ignore this all-important step, so I decided to start precisely with. Real money online blackjack brings the casino experience to the digital space. Some online casinos even have live dealer blackjack games, where a real dealer doles out cards via live stream and the computer settles hands and bets. Check out the liver dealer games at DraftKings Casino or BetMGM depending on what state you are in. They offer real money online blackjack and live dealer games. For starters, you can play blackjack variants that offer the lowest house edge. Why would you take a seat at a Super Fun 21 table with a house edge of 1.30% when you could play Blackjack Switch with a house edge of just 0.17% instead? Of course, making optimal plays also plays a key factor in getting the best odds in blackjack. Here I have given the answer for your question and if you want more details about it look over here. Earning a Living in an Online Casino There are people who would raise their eyebrows about earning a living by playing blackjack. They would say t.

When you play blackjack, your overarching goal is to beat the dealer. Even though you aren’t trying to beat the other players at your table (whether virtual or real), it’s important to watch what they do. Your decisions can affect their game and vice versa.

To beat the dealer, you want to get a hand worth 21 points or as close to it as possible without going over. If your hand totals more than 21, that’s called a bust and you automatically lose your bet.

Playing Blackjack Step By Step

In blackjack, one round of play is considered a hand. You place a bet on each hand and attempt to beat the dealer. Here’s how a hand plays out.

Step 1: Bets Are Placed Cards Are Dealt

First, each player places bets. The main bet in blackjack is on yourself to beat the dealer. Sometimes side bets are available, but the chances of winning are very low and give more advantage to the house.

Next, the dealer will hand out two cards to each player at the table. All player cards will be face-up, but the dealer will have one card face up and one face down. This gives the casino an edge in the game.

Once you have your cards, add up the points based on each card’s value (we have a table for this below). This will help you determine what action you should take on your turn.

Step 2: Player Action

Once hands are dealt, each player takes a turn deciding what to do next based on the value of their cards. Your options are usually: hit, stand, double down, split, or surrender. We’ll define each of these actions below.

Hit and stand are the two most common actions. If you hit, it means you receive another card in an attempt to get closer to 21. If you stand, it means you keep your hand as is.

Step 3: Dealer Action And Wins Paid

For the final step, the dealer flips his face down card and either hits or stands based on the rules of that specific table. Some tables, for example, require a dealer to draw another card if their hand totals less than 16. These rules vary slightly depending on where you’re playing.

Bets are then paid based on each player’s hand in relation to the dealer’s total. If you’re closer to 21 than the dealer, you win. Street fighter slot demo. If you tie, it’s a push, and if you lose, you forfeit your bet.

Blackjack Card Values

In blackjack, each card has a specific point value that you use to calculate the value of your hand. This table lays out the value of each individual card. Suits and colors don’t make a difference; blackjack is purely about the numeric value of each card.

CardBlackjack Point Value
Ace1 or 11

As you can see, card values are pretty straightforward. 2s through 10s are worth face value, face cards are all worth 10, and aces can be either 1 or 11. When you’re dealt an ace, you choose which value to use, and it can change mid-hand based on new cards you receive.

Blackjack Payouts

A blackjack occurs when you hit 21 points with the two cards the dealer first gave you (one card worth 10 points plus an ace). When you hit blackjack, you automatically get paid the amount of your bet plus a bonus (unless the dealer also hits blackjack, which then results in a push).

Blackjack typically pays 3 to 2, which means that you’ll get paid the amount of your bet plus half, or 1.5 times your bet. As an example, if you bet $10 and get blackjack, you’ll win $15.

Some casinos and sites offer tables that pay 6 to 5 when you hit blackjack. Essentially, this means you get paid less for every blackjack you hit. On a $10 bet where you hit blackjack, you’d receive $12 instead of the $15 a 3:2 table would give you.

To maximize your potential wins, steer clear of 6:5 tables. They feature the exact same game rules but pay you less on a blackjack.

Important Blackjack Terms

How to make money playing blackjack online money
TermWhat It Means
HandCan refer to your specific cards as a set or one “round” of play in blackjack.
StandKeep your hand as is and receive no additional card.
HitReceive another card.
SplitIf you are dealt two cards of the same value, you can split them into two separate hands (placing an additional bet in the process) and play them as though you were dealt two hands.
Double downDouble your bet to receive exactly one extra card from the dealer.
Even moneyOffered to a player with blackjack when the dealer’s upcard is an ace. An even money bet means the player is guaranteed a 1:1 payout on blackjack instead of a push (if the dealer has blackjack) or a full payout (if the dealer doesn’t have blackjack).
BustA bust occurs when a hand totals more than 21 points. The dealer or any blackjack player can bust.
UpcardThe dealer’s face-up card.
Hole cardThe dealer’s face-down card.
SurrenderGive up your hand after the initial cards are dealt and receive half of your bet back. This is a rare option offered by few blackjack tables.
InsuranceOffered to a player without blackjack when the dealer’s upcard is an ace. Insurance is a side bet that pays 2:1 if the dealer has blackjack. If the dealer does not have blackjack, the player loses the side bet.

Five Options When Playing Hands Of Blackjack

When it’s your turn to take action in blackjack, you usually have up to five options, depending on your hand.


If you hit, it means you’re asking the dealer for another card. Typically this means your two initial cards are fairly low in value and you want to get closer to 21. If your initial hand totals lower than 17, you’ll often want to hit. It’s usually advisable to hit until you have a hand totaling 17-21 to give yourself a chance to beat the dealer. However, there are some scenarios where standing on a total of 12 can be beneficial.

You can hit as many times as you’d like until you’re happy with your hand or you bust.


When you stand, you keep your hand as is without taking any new cards or additional actions. Standing is usually best when your initial hand totals 17 through 21, especially if the dealer’s upcard is a 2, 3, 4, or 5. Many strategic players like to assume the dealer’s face-down card is a 10 and make choices based on that assumption. If the dealer’s upcard is a low-value card, there’s a higher chance they’ll draw a 10 and bust.

Double Down

If your initial hand totals 9, 10, or 11, then you may choose to Double Down. This means you double your wager (place another bet equal to your first one) to receive exactly one card. You won’t be able to hit again after receiving the extra card.

If you win on a double down hand, you win both bets. If you lose the hand, you lose both bets. It’s a high-risk high reward strategy that’s best used when the dealer’s upcard gives them a chance to bust.


If you receive two cards with the same value (two 8s, two 9s, etc.), you may choose to split. This separates each card into the beginning of a new hand, and you must place another bet equal to your first. You then play each hand one at a time as you normally would, hitting or standing as you see fit. If you hit and receive another card of the same value, you’re allowed to split again.

Each hand is paid individually based on whether or not it beats the dealer’s total.


Surrender is a rare option in blackjack. If your table has a surrender option, it means you can sacrifice your initial hand and receive half of your bet back, with the other half going to the casino. Think of it as “folding” your hand.

Blackjack Strategy

Because there are so many possible outcomes in a game of blackjack, there are various scenarios in which a player can win, lose, or push.

You, the player, win if:

  • You hit blackjack and the dealer does not
  • Your final hand is closer to 21 than the dealer’s
  • The dealer busts and you do not

You and the dealer push if:

  • Your final hands total the same point value
  • You both hit blackjack

You lose if:

  • The dealer hits blackjack and you do not
  • The dealer’s final hand is closer to 21 than yours
  • You bust

Naturally, blackjack players use a lot of intricate strategies. But there is some conventional wisdom for newcomers or beginning players on what to do and when.

When To Hit Or Stand

Most players like to assume the dealer’s face-down card is always a 10 and work from there. For example, if the dealer’s upcard is an 8, you would assume they have a total of 18. Most blackjack tables require the dealer to hit on anything below a 16, but the dealer doesn’t take action until every player has taken their turn, so assuming a total is necessary for strategic gameplay.

It’s usually smart to hitif:

  • The dealer’s upcard is a 7-10 or an ace and your hand totals lower than 15
  • Your hand total is lower than 17

Your goal is to reach 21 or as close to it as possible, so hit with that in mind.

It’s typically good to stand if:

  • Your initial hand totals 17 or higher
  • The dealer has a solid chance to bust (upcard of 2-5)

In some cases, it makes sense to stand on a low-value hand and hope for the dealer to bust.

For a more detailed strategy overview, head to our Blackjack Strategy guide.

Where To Play Blackjack Online

There are a number of different ways you can play blackjack online.

Free To Play Blackjack

Free blackjack is accessible anywhere you can get an internet connection and is legal across the US. There’s no real money involved in any capacity, and it’s a great way to get more familiar with the game.

Our free blackjack guide has two games right here on our website. The first one is single-player and allows you to play up to three hands at once. You can get a feel for the game and how one player’s choice can affect other players’ hands.

The second game allows you in play with up to two friends, adding a social element to the mix.

Sweepstakes Blackjack

You can play sweepstakes blackjack at any state in the US except for Washington. At sweepstakes sites, you purchase in-game currency and use that to play casino games. Chumba Casino is the most popular sweepstakes casino, and it has a blackjack game. Sweepstakes sites also give you a chance to win cash prizes.

Real Money Casino Blackjack

New Jersey, Delaware, and Pennsylvania currently have legal and live real money online blackjack. You can place bets and play against real players. You bet with real money and have a chance to win, too. Real money online blackjack brings the casino experience to the digital space.

Some online casinos even have live dealer blackjack games, where a real dealer doles out cards via live stream and the computer settles hands and bets. Check out the liver dealer games at DraftKings Casino or BetMGM depending on what state you are in. They offer real money online blackjack and live dealer games.

Types Of Blackjack Games

Thanks to its popularity, blackjack has spawned a number of spin-off games and variants that bring fresh concepts into the mix.

Atlantic City Blackjack

In Atlantic City Blackjack, players can double down on any two cards. Plus, the dealer always checks for blackjack if their upcard is an ace. That way, players don’t risk doubling down on a dealer blackjack.

European Blackjack

In standard blackjack, the dealer is dealt two cards: one face-up (upcard) and one face-down (hole card). European blackjack changes that rule; the dealer does not receive a hole card. Instead, the dealer receives a second card only after all players have taken their turns. This is a risky variant because players have a chance to up their bet (by splitting or doubling down) before knowing whether the dealer hits a blackjack.

Blackjack Switch

In Blackjack Switch, each player is dealt two hands instead of one. Players can switch the top card between the hands if they wish. Because of this player advantage, if the dealer hits a 22, all hands push except a natural blackjack (a blackjack dealt before a switch). The switch element adds new strategic layers to the game, making it a great choice for experienced players.

How To Play Blackjack – Common Questions

How old do I have to be to play blackjack in the US?

To play blackjack for real money, either at a legal online site or at a land-based casino, you need to be 21 or older. At some tribal casinos in the US, it is possible to find 18+ casinos. If you’re 18 or above, you can play sweepstakes blackjack. Anyone can play free blackjack because there’s no real money involved.

Where can I learn to play blackjack for free?

We have a full page dedicated to free online blackjack. One game is single-player, and lets you hone your skills by playing up to three hands at once. The other is multi-player, so you can face off against friends to learn the game.

Is it legal to play blackjack online?

This depends on where you’re located. Only Delaware, Pennsylvania, and New Jersey have legal online real money blackjack.
Every state except Washington allows sweepstakes blackjack, which is completely legal. You can play sweepstakes blackjack online at Chumba Casino.
Free blackjack is accessible to anyone, but you can’t play for real money or win any cash prizes.

Where can I play blackjack for money online?

You can play at legal online casinos in New Jersey, Delaware, or Pennsylvania. A few other states have legislation in the works to allow online blackjack for real money, but they’re not live yet. Check out the online blackjack offerings at DraftKings Online Casino.
To win cash prizes, you can play at a sweepstakes casino.

How much is an Ace worth in blackjack?

In blackjack, an ace is worth either 1 point or 11 points. You assign the value based on whichever number is more advantageous to you. For example, if you have a queen and an ace, the ace would be worth 11 to give you a blackjack. If you have an ace and a 6, your hand is worth either 7 or 17 points, and you could stand with the 17 or hit for a chance at a higher total.

How much are face cards worth in blackjack?

Face cards are all worth 10 points in blackjack. This includes jacks, queens, and kings.
If you receive two face cards, they’re both valued at 10 points, so you could split them for a chance at two winning hands. This is risky, though, because your two face cards are worth 20 points–a solid hand especially if the dealer’s upcard is a 9 or lower.

What is insurance in blackjack?

If the dealer’s upcard is an ace, players have the option of placing an insurance bet. Insurance is a way to mitigate losses if a dealer has blackjack. If you take insurance by placing the side bet and the dealer reveals that they have blackjack, you win 2:1 on the insurance bet. If the dealer doesn’t have blackjack, you lose the side bet.

Real money blackjack is one of the most sought-after games in the USA. This is most likely because of how easy it is to play and win money.

With so many real money blackjack casinos available, it can be challenging to determine which ones are the best. That’s where we come in. We have developed a list of the best US online casinos, and you can’t go wrong by choosing to play at any one of them.

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If you need more info on everything there is to know about real money online blackjack, please feel free to continue reading our guide. We work hard to make sure you are equipped to play blackjack at any of the US online casinos we recommend.

Best Real Money Blackjack Casinos USA

We know what you must be thinking at this point. Why these casinos? What makes these US real money blackjack casinos worthy of our top five list? Let us explain.

You can rest assured we do not just pick these casinos at random. Each casino has been thoroughly researched and tested to ensure it reaches our high standards.

We address our intense process for choosing the casinos we recommend in the section below.

How We Choose the Best Real Money Blackjack Casinos

These are a few of the criteria we follow when we search for online casinos games that are trustworthy and legitimate to use.

We Always Check User Reviews

Before we choose which online real money blackjack casinos to recommend, we also check out their user reviews. We don’t take any of the complaints we read lightly, and we always further investigate complaints to see if multiple users are experiencing the same issues.

A casino with persistent complaints in a specific area will not make our list of recommendations. It’s that simple.

We Test Deposits and Payouts

We have played blackjack at each and every one of the casinos on our list. Playing the games and making sure we don’t have any issues with their deposit or payout process is very important to us.

If we have any issues in this area with any of the real money online casinos with blackjack we are testing, then that particular casino will be cut from our list.

We Test Every Form of Customer Service They Offer

Another area we always consider when rating a casino is its customer service team. We contact a casino’s phone line, email address, live chat option, and any other forms of communication they provide.

We ask every customer service agent we get a hold of a variety of questions to check for response time, knowledge, and courtesy.

How to Play Real Money Blackjack

If you are wondering how to play blackjack online for real money, then this is the section for you. We provide you with a quick overview of how the game is played.

What Is the Object of the Game?

The object of blackjack is to win money by reaching card totals higher than the dealer’s hand without busting. Getting a total hand of 21 is the most ideal scenario.

Card Point Values
  • Ace: 1 or 11 points (player’s choice)
  • Cards 2 to 10: correspond to their numerical value
  • Face Cards (King, Queen, Jack): 10 points

How to Play Online Blackjack for Money

Before the cards are dealt, each player places a bet by putting the desired amount of chips in front of them on the blackjack table. The minimum and maximum bet size will vary depending on which real money blackjack casino you are playing at.

You will initially get two cards to start with. The dealer will also receive two cards, one face up and one face down. After the cards are dealt, you can stand, surrender, split, hit, or double down.

  • By choosing to stand, you are deciding to not take any more cards.
  • By surrendering, you are opting out from playing the game and will receive back 50% of your initial stake.
  • By splitting, you decide to take your two cards and separate them as if they are two different hands.

Another card will then be dealt to pair up with each of the cards you split.

When you double down, you are doubling your initial bet based on the value of the first two cards you receive. Each time you hit, you will receive one additional card. That card will be added to your hand’s total point value to reach the desired 21 points.

  • If your hand surpasses 21 points, you forfeit the game.
  • If your hand reaches 21 points, you automatically win!
  • If your hand contains less than 21 points but is higher than your dealer’s hand, you also win.

The exact amount you win is determined by your initial bet amount.

Most Popular Variations of Real Money Blackjack

Real money blackjack is not just available in its classic format. Here are details on the most popular blackjack variations we could find.

Blackjack Switch

Blackjack Switch is a relatively new variation of blackjack that emerged in 2009. It differs from traditional blackjack because players will be dealt two hands instead of one. During the initial deal, players can switch the top cards between their two hands, adding a fun twist to this classic game.

Face Up 21

The major difference between this variation of blackjack and traditional real money blackjack is that both of the dealer’s initial two cards will be dealt face-up, giving you a better idea of what you are up against.

This changes the dynamic of the game and is believed to give players the upper hand.

Spanish 21

While Spanish 21 is played similarly to traditional real money blackjack, you will notice one major difference. All 10s have been taken out of the game, so hand point totals are generally smaller, and players typically hit multiple times.

Progressive Blackjack

Progressive blackjack includes all of the same cards as classic blackjack, but it does come with a twist. The dealer is required to hit on 16 or below and stand on 17 or higher. This puts dealers at a slight disadvantage, which is why it has become so popular.

Reasons to Play Real Money Blackjack Online

Here, we are going to cover a few of the most compelling reasons to play blackjack online.

Easy to Get Started Playing for Real Money

Thanks to advancements in technology, it is easier than ever to play blackjack online for money. Signing up at any of the real money blackjack sites from our list can be done within a matter of minutes, and it requires minimal effort on your part.

It also gives you the chance to win money playing online blackjack from home; it doesn’t get much easier than that.

Several Variations to Choose From

When you visit a brick and mortar casino, you have to choose between the limited variations of blackjack that they offer. Some casinos only have a couple of options. When playing online, you can find any variation of blackjack within a matter of minutes!

Even if you want to find a specific minimum or maximum bets amounts, that’s also pretty easy to find.

Potential to Win a Substantial Amount of Money

Online casinos with blackjack are less likely to limit how much you can money you can win through playing real money blackjack than their brick and mortar counterparts. Their maximum bet amounts are typically higher, too, so you really can win a large sum of money.

Wrap Up on Playing Blackjack for Real Money

If you love playing blackjack, then we recommend playing real money blackjack online. By choosing from any one of our recommended real money blackjack sites, you are sure to find a trustworthy casino that meets your unique needs, even for players in the USA.

There are a wide variety of blackjack variants available online, so even the pickiest player will find something for them. Don’t just take our word for it, though; start playing online blackjack for money today!

Real Money Blackjack FAQ

Here, we cover some of the most frequently asked questions we get from our readers about online real money blackjack.

Yes, absolutely! We are so thankful for the advancement of technology. We may not have been able to answer this question so positively 10 years ago, but now, almost every online casino offers its casino in an app format.

How To Make Money Playing Blackjack Online Real Money

While they may not offer every variant of blackjack that they have on the desktop version of their site, they will typically have one to two versions of real money online blackjack to choose from.

Before we answer this question, we want to start off by telling you that we are not lawyers or legal professionals. However, to the best of our knowledge, it is not illegal to play real money blackjack online in the US.

Every state has its own set of rules regarding online gambling, and we recommend checking out those laws in the areas you plan to play in to be safe.

If you have never played blackjack before, we recommend starting with classic/traditional real money blackjack. Every other variant of blackjack is based on this one.

Learning the basics of traditional blackjack will make it easier to learn any other variation in the future.

Play Blackjack Online For Money

Yes, we certainly think so! blackjack is one of the simpler online casino games to learn. We always enjoy ourselves when we get the opportunity to play it. Some of us have even scored huge payouts.